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  • Take the First Step in Las Vegas

    Desert Hope is a beautiful oasis with modern charm located in Las Vegas, Nevada. We provide all levels of care from detox, in-patient, outpatient and sober living.

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  • A New Life Awaits

    Start your recovery at our spa-like facility in the Dallas-Ft. Worth area. Holistic therapies, chef-prepared meals, and LGBTQ+ support are among the many features of our premier drug and alcohol treatment program.

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  • The Best Place to Recover in Orange County

    Laguna Treatment Hospital is located in Orange County, CA. The first Chemical Dependency Recovery Hospital in the OC, we offer safe medical detox, mental health support, and wellness programs.

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  • Start Recovery at Our Southern Resort

    Take a step back from your life and get the help you need at our premier drug and alcohol addiction center. Nestled in the countryside 1.5 hours from Memphis, Oxford gives you the support you need in a calm and beautiful setting.

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  • Recovery Forecast includes Tropical Weather

    Your recovery can start at either of two premier drug and alcohol treatment facilities in the Greater Miami area - Fort Lauderdale and Hollywood, FL. Our specialties include treatment for veterans and first responders.

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  • Sunny Florida Welcomes You

    Retreat to the sunny climate of Tampa, Florida for a stay at the gold standard of treatment facilities. We offer customized care plans to help you on your recovery journey.

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  • Helping New Englanders Find Recovery for Over 30 years

    Escape to the countryside to recovery in New Jersey’s premier drug rehab & treatment center. Located only an hour from New York City.

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Saving on Drug Treatment with Value Options Insurance for Rehab

Finding coverage for drug rehab can be one of the most difficult and confusing parts of your recovery. Fortunately, Value Options insurance for rehab provides addicts with a variety of ways to pay for critical treatments. Whether you’ve suffered a relapse, or you’re seeking treatment for the first time – you may be able to get extensive coverage. If you’re currently contracting with Value Options, you’ll need to understand the answers to the following common questions.

Is Addiction a Pre-Existing Condition?

Most insurance providers don’t explicitly list addiction as a preexisting condition. However, your monthly premiums may rise if you make it clear that you’re struggling with drugs or alcohol. To find out for sure, you’ll need to consult your relevant state and federal laws regarding preexisting conditions. The healthcare industry is rapidly changing, as are the regulations that govern it.

Overall, you may have greater cause for concern if you’ve already attended drug treatment in the past. Some insurance providers and employers will raise premiums or deductibles in these cases, and you may incur greater out-of-pocket costs when you go to rehab again.

What Kinds of Treatments can I Expect?

The exact program you will attend will depend on your exact coverage and the severity of your addiction. If you’re utterly dependent on alcohol, opiates, barbiturates, or other dangerous chemicals, then Value Options insurance for rehab may provide you with funding for inpatient treatment. As an inpatient, you would live full time at a rehab facility and receive fifty or more hours of therapies per week.

However, people with more minor addictions or lesser coverage often attend outpatient treatment. They receive the same proven therapies as inpatients, but they only go to their clinics for a few days per week. The advantage of outpatient care is that you can maintain your career and family life while you recover.

Will I get Coverage for Aftercare?

If your employer provides mental and behavioral health benefits, then you may also qualify for certain aftercare programs. For instance, drug addicts often struggle with depression, as well. Because chronic depression can severely affect workplace performance, large companies will often provide long-term psychiatric care for recovering addicts. You’ll need to consult your HR representative or employee assistance counselor to find out the exact benefits for which you’re eligible.

Even if you don’t get coverage for aftercare, there are a variety of free programs available. The most popular are Alcoholics Anonymous and other Twelve-Step community groups. By attending their free meetings, you can gain valuable advice, support, and accountability.

How can I Keep my Job?

When left untreated, addiction can easily cause people to tarnish their careers and destroy their finances. Fortunately, most addicts can retain their jobs – as long as they seek treatment in time. Most human resources departments are now equipped to deal with substance abuse problems, and many people can return to work once they recover. In any case, it’s unlikely that you’ll be able to keep your job if you don’t seek professional help. In general, the best thing to do is to speak honestly with your boss about your problems.

If you need more help understanding Value Options insurance for rehab, fill out the insurance verification form to the right of this page now. No matter how confused or frustrated you are now, we can help you get started on an affordable, effective treatment program. Don’t let addiction rule your life any longer.

About The Contributor
The editorial staff of Recovery First is comprised of addiction content experts from American Addiction Centers. Our editors and medical reviewers have over a decade of cumulative experience in medical content editing and have reviewed thousands... Read More